Bridging Finance

Bridging Finance is a short term loan secured against Property & Land and is cheaper than it has ever been.

What is Bridging Finance?

Bridging Finance is a short term loan secured against Property & Land. It is usually used to bridge a gap for a longer term refinance product or the underlying to be sold. Before you look at Bridging Finance the key is to ensure that there is a viable exit strategy in place before application process.

Bridging Finance Is Cheaper Than Ever!

Due to tightening and appetite of the mainstream lending, Bridging Finance has experienced huge amounts of growth each year!
The demand for Bridging and the willingness of existing/new lenders coming to the market has made cheaper bridging rates than the markets have ever seen.

What types of Security can be used for Bridging Finance?

  • Residential Property.
  • Land with or without planning permissions – Semi-Commercial / Mixed Use Property.
  • Commercial Property.

This can include 1st, 2nd & 3rd charge of any of the above.


What are the criteria for Bridging Loans?

  • Leading Market Rates.
  • Term 1-18 Months.
  • Up to 100& Loan To Value (Subject to additional security) Rolled up interest or serviced payments.
  • No exit fees.
  • Loans from £40k to 40million.

What can Bridging Finance be used for?

  • Broken Chain.
  • Purchase Below Market Value Property.
  • Purchase a property for heavy or light refurbishment.
  • Deemed unsuitable for mortgage purpose with mainstream lenders, eg. no kitchen or bathroom.

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