Typical Client Scenarios:
Adverse Credit History
High loan to value mortgages
Portfolio Landlords (3+ properties)
Mortgages in personal name, limited company/LLP (SPV & trading companies).
– Flexible rental calculations.
Personal income/asset top-ups for rental coverage.
High value properties.
Houses of multiple occupancy and student lets.
Multi-units (i.e. four flats on one freehold title).
Short term lets (Airbnb and similar).
Unusual property types.
Flats above commercial premises.
Refurb to let products.
Day one re-mortgages.
No minimum income/self-funding BTLs.
Ex-pats and foreign buyers.
First-time buyers and first-time landlords.